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High Balance Nationwide

Home Loans

Introducing High Balance Nationwide for

Riverside & San Bernardino Counties

Mortgage Express is excited to introduce this new Fannie Mae loan program. We are one of the few lenders in Riverside & San Bernardino counties to offer this exciting new loan option to home buyers.

Currently in Riverside & San Bernardino counties there is NO High Balance conforming loan option, once your loan exceeds the max conforming loan of $484,350 your only loan option is Jumbo with 20% down.

But now, with Fannie Mae’s new High Balance Nationwide loan option, you will be able to purchase a primary or second home from $538,166 to $807,250 with a minimum of 10% down !!

THE BASICS

  • 680 Min FICO; Max 43% Debt-to-income
  • DU approved, no manual underwrites like Jumbos
  • 30 yr Fixed only
  • Better rates, easier guidelines, faster turn times than Jumbo loans
  • NO MI !!

Other Benefits –

Even if you choose to put down 20%, this is still a better option than a Jumbo loan.

The underwriting guidelines are easier and interest rates are better.

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